Pension & Savings
The content on this page is general information only and is not pension advice or marketing tailored to your needs.
Pensions, provident funds and long-term savings are money that builds up over many years. We'll help you understand what you have today, where the money sits and what's worth asking — in plain language.
What this world includes
Pension
Retirement savings built from your and your employer's contributions, usually including insurance cover as well.
Provident funds
Long-term savings tracks, each with its own deposit and withdrawal rules.
Long-term savings
Money set aside over time for a future goal, according to the product's terms.
Who is it for
- Employees who want to understand what is being set aside for them, and where
- Self-employed people responsible for their own pension deposits
- Anyone who has changed jobs and holds several accounts
- Anyone who wants one organised picture of their savings
What is usually reviewed
- Which accounts are open in your name, and with which body
- The management fees charged in each account
- The investment track chosen in each account
- The insurance cover included in the pension fund
- Who is registered as beneficiary
What to watch out for, and what to check
- Old accounts you've forgotten — worth locating and deciding what to do with
- Management fees — worth knowing what you pay in each account
- Overlapping cover between the pension fund and other insurance
- Beneficiary details not updated after a change in the family
FAQ
You can ask us to go through your documents and annual statements together and build an organised picture of what exists.
There are deposit obligations for the self-employed too. We'll explain the rules relevant to your situation in a personal conversation.
No. The first conversation is about understanding what you have today and what matters to you.
Want to understand your pension and savings?
Send a short message and we'll get back to you within one business day to book a conversation.